MEYER V. STATE FARM FIRE & CAS. CO. 582 A.2d 275 (Md. App. 1990) CASE BRIEF

MEYER V. STATE FARM FIRE & CAS. CO.
582 A.2d 275 (Md. App. 1990)
NATURE OF THE CASE: Meyer (P) appealed the dismissal of his suit for damages against State Farm (D) for failure to state a claim upon which relief could be granted.
FACTS: P purchased a policy of fire insurance containing an appraisal process clause from D. A fire occurred and P and D were unable to agree on the amount of loss. D sought to invoke the appraisal process. P filed suit for damages contending that the appraisal provisions were invalid in that it violated under Maryland law the right to a jury trial in civil matters where the controversy exceeds $500. P claimed that a waiver of that right must be voluntary and knowing; because the policy was a contract of adhesion and because they were actually unaware that it contained the appraisal provision, there was no effective waiver of their Constitutional right. D moved to dismiss and the court granted the motion. P appealed.

ISSUE:


RULE OF LAW:


HOLDING AND DECISION:


LEGAL ANALYSIS:





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