AETNA LIFE INSURANCE V. HAWORTH
300 U.S. 227 (1937)
NATURE OF THE CASE: This was a dispute over the validity of disability insurance
policies.
FACTS: Edwin Haworth was insured by a number of disability and insurance policies from
Aetna (P) with Edwin's wife, Cora (D) as the beneficiary. The issue between the parties was
whether Edwin was disabled such that he could invoke a policy provision that waived
premiums. Edwin stopped making payments on the policies because he claimed he was disabled.
P refused to recognize Edwin's disability claims and insists that all the policies had
lapsed for nonpayment of premiums. D claims that all five policies are in force. P sued for
a declaration of rights as to the status of the policies. The District Court dismissed the
suit in that it did not set forth a controversy as required under the Declaratory Judgment
Act. P appealed.
ISSUE:
RULE OF LAW:
HOLDING AND DECISION:
LEGAL ANALYSIS:
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