INDIANA CONSOLIDATED INSURANCE CO. V. MATHEW
402 N.E.2d 1000 (1980)
NATURE OF THE CASE: Indiana (P), insurer, sought review of a judgment from the Noble
Circuit Court, which found that Mathew (D), the insured's brother, did not act in a
negligent manner so as to be liable for damages done to the insured's garage when a riding
lawnmower that the insured was starting caught fire.
FACTS: Mathew (D) lived across the street from his brother and took turns mowing both
lawns. D decided to mow both lawns and went to his brother's garage where a Toro riding
lawnmower was stored. It was eight years old, was kept in good mechanical condition, and had
required only minor tune-ups and belt replacements for the rotary mower assembly. D filled
the lawnmower approximately three-fourths full with gasoline using a funnel. He then went
back home for approximately twenty minutes. He returned and started the lawnmower. He
noticed a flame in the engine area under the hood and immediately shut the engine off. He
opened the hood and saw a flame four to five inches tall under the gas tank. D tried to
snuff out the flame but was unsuccessful. He could find no other means to extinguish the
fire. The flames continued to grow and the machine began spewing gasoline, so he ran to his
home to call the fire department. He returned to find the garage totally engulfed in flames.
D testified that he was afraid to try to push the flaming machine outside the garage for
fear that the tank would explode in his face. P brought this action alleging that D breached
a duty owed to his brother to exercise due care in starting the lawnmower and therefore
stands liable for the damages resulting from his negligence. The trial court found that D
did not act in any manner other than a reasonable prudent person would act under the same or
similar circumstances and that there is no evidence of negligence on the part of D. P
recovered nothing. P appealed. contending that D was negligent in filling the gas tank, in
starting the mower in an enclosed area, and in failing to push the flaming mower out of the
garage.
ISSUE:
RULE OF LAW:
HOLDING AND DECISION:
LEGAL ANALYSIS:
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